Our Relationship

When building our relationship, we want to know what matters to you and what you want your money to do to help you pursue your goals.  Money sitting in an account is not what matters – what matters is what those funds allow you to do, whether it is traveling, supporting a nonprofit, or leaving a legacy to help take care of your family.

Our Meetings

We meet in person with clients for an annual review at least once a year.  We periodically review our clients’ accounts with them and are readily available to discuss any matters with clients as their needs arise.  We look for proactive opportunities to add value, whether that is sharing new research and information or an attractive investment opportunity.  We will also discuss any large financial decisions that may lie ahead, such as purchasing property, changing jobs, or retiring.

Specialized Service

From an investment standpoint, we tend to use separately managed accounts where appropriate for taxable accounts in order to be as tax-efficient as possible.  For clients who are qualified, we use alternative investments to help diversify their portfolios.  

<sup>Alternative investments involve a high degree of risk, often engage in leveraging and other speculative investment practices that may increase the risk of investment loss, can be highly illiquid, are not required to provide periodic pricing or valuation information to investors, may involve complex tax structures and delays in distributing tax information, are not subject to the same regulatory requirements as more traditional investments, and often charge high fees, which may erode performance.  An investment is appropriate only for investors who have the capacity to absorb a loss of some or all of their investment.

Diversification does not ensure a profit or protect against loss.</sup>